Politics

Duggan's Auto Insurance Plan Offers Lower Benefit Levels, Free Press Reports

April 29, 2015, 5:01 PM

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Mayor Mike Duggan

Mayor Mike Duggan has a plan for cheaper auto insurance for Detroit residents with lower levels of benefits, and he'll ask lawmakers to approve the plan, the Detroit Free Press reports.

Duggan unveiled the plan Wednesday night and said residents could save $1,000 a year.

Matt Helms of the Free Press writes:

Duggan's plan would provide a minimum $25,000 in personal injury protection and cap catastrophic medical coverage at an additional $250,000, according to a person familiar with the proposal who wasn't authorized to discuss it publicly ahead of an announcement Duggan planned for tonight. Health care costs beyond that level would be the responsibility of a driver's health insurance provider, the person said.

Nuances such as how that would play into Michigan's current insurance laws — including the lifetime insurance benefits provided for drivers with catastrophic injuries — weren't immediately clear. The person familiar with the plans said only that drivers with the lower-benefit insurance would have the option to buy additional catastrophic claims coverage.
 


Read more:  Detroit Free Press


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